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The appraisal clause in a property insurance policy allows the policyholder to demand an appraisal of the loss when there is a disagreement. Appraisal is binding, which is to say that the amount determined by the umpire must be accepted by each disputing party (the policyholder and the insurer)
The process of invoking an appraisal clause and its description is located in the Conditions section of most homeowners or business owners policies (BOP). Here is how it's described in an ISO insurance HO-3 form: “If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss.
No, we are a roofing consulting and insurance appraisal company?
We cover the lower 48 states
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